*Prices and you will Apr cited more than to possess Manager-Occupied; 680 credit score; $150,000 foot financing; $ amount borrowed; 96.5% ltv Minimal credit score standards implement. Delight consult a beneficial CUFS Subscribed Financial Mentor having knowledge. Max loan amount: $472,030. (Is lower definitely counties) Purchases: 3.5% deposit; Refinances: %ltv Rates/Term; 80%ltv Bucks-away

*Cost & Apr quoted significantly more than having Manager-Occupied purchases; 680 credit history; $150,000 foot financing; $153,225 loan amount; 100% ltv Limitation mortgage constraints implement – may vary for every Experienced Orders: 0% downpayment; Refinances: 100%ltv Rates/Term; 90%ltv Dollars-out

*Costs & Apr quoted over to possess Holder-Filled purchases; 680 credit history; $150,000 foot loan; $151,515 amount borrowed; 100% ltv Min 620 credit score. Purchases: 0% down payment; Geographical and you will income constraints incorporate. Look at right here for qualifications.

*Pricing and you may Annual percentage rate quoted above to have Proprietor-Occupied; 760+ credit scores; $step 1,000,000 mortgage; 75% ltv. Loan-to-Well worth more than 75% have yet another rate & Annual percentage rate. *Interest rates may differ depending on credit value mortgage-to-really worth, occupancy, loan kind of, and you can mortgage identity. Presented will be most recent lowest available costs. Costs and you may APRs printed try at the mercy of change without notice. If you have inquiries otherwise dont comprehend the certain home loan program and you can/otherwise scenario that you will be selecting, please contact a loan Officer to have a customized estimate by getting in touch with (800) 503-6855.

2476 Lawernceville Hwy., Package 101 | Decatur, GA 30033 | [email address secure] | Phone: (800) 503-6855 | Fax: (678) 658-4467

Michelle Wright

Michelle Wright functions as Repair Manager to own Borrowing from the bank Union Monetary Qualities, LLC (CUFS) inside Covington, Georgia. She first started her field that have CUFS while the an interest rate Servicer within the 1998. Given that their own field cutting-edge, Michelle transitioned so you’re able to good Michelle are promoted to their unique newest role. This woman is responsible for loss mitigation, home loan company compliance according to Home Payment Procedures Work (RESPA) and you can Individual Monetary Shelter Agency (CFPB), day end and you may one-fourth avoid reporting, also standard financial maintenance.

Michelle lives in Stockbridge. She graduated having good Bachelor’s Training when you look at the Psychology throughout the College regarding Maryland, East Coastline inside the 1991.

Jim Dymek

Jim Dymek started in the loan organization while the a licensed Mortgage Mentor within the working for a mortgage Banker. Jim’s earlier community was selling technology to Fortune 500 people to own around fourteen ages on The southern part of.

Leveraging his mortgage sense, Jim gone back to the technology community from 2011 so you can 2014 offering home loan tech choices to own Calyx Application and you can Credit QB on the The southern area of All of us.

Jim features constantly held it’s place in the top ten% off design from the individuals financial companies from the generally emphasizing teaching the consumer and you may getting comprehensive followup.

Jim was passionate about training an individual for the principles which have a focus into the outlining how important borrowing from the bank is within the mortgage acceptance processes. Jim prides themselves into offering the user multiple selection rather than a single mortgage option. Jim has a strong understanding of conformity while the newest guidelines ruling a.

A citizen of Dunwoody, Jim moved to the newest Area Atlanta town inside 1974. The guy went to Dunwoody Twelfth grade that’s an effective 1985 scholar regarding Georgia Technical that have an effective Bachelor’s Studies inside the Industrial Government.

David Gowen

David are a home loan Signed up Financial Advisor on Borrowing from the bank Union Monetary Qualities when you look at the Covington, Georgia. The guy assists bring mortgage ways to members of Borrowing Unions into the Georgia. Shortly after beginning in the mortgage business into the 1986, David spent the first 21 numerous years of their industry employed in the consumer money community in accordance with general or correspondent loan providers since the both one manufacturer or conversion process movie director. Due to the fact 2007, he’s worked for multiple banking institutions otherwise mortgage brokers making reference to consumers often once the just one music producer otherwise department director.