- Make sure your costs was reported. Before applying for a subprime mortgage, inquire if your financial accounts your bank account for the about three user credit reporting agencies: Experian, TransUnion and you will Equifax. That it guarantees your own to the-time payments will show up on the credit rating, which can only help to alter your borrowing.
- Constantly make your loan percentage promptly. To avoid missing a payment, lay reminders, put the mortgage due date on your schedule or put up an automated fee out of your bank account. (Try to have enough money from the membership so you’re able to security this new payment.) The latest timeliness of costs ‘s the unmarried most significant factor in their FICO Get.
- Should you choose miss a repayment despite your time and efforts, cannot worry. As an alternative, shell out it soon too. 続きを読む →
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